Money Dates 2025
Here is a summary of all the important dates to diarize in your annual financial planning calendar.
Income Tax Returns
| TYPE | DEADLINE |
|---|---|
| Personal Income Tax Return | Apr 30 |
| Personal Income Taxes Owing | Apr 30 |
| Self-employed Tax Return | Jun 15 |
| Self-employed Taxes Owing | Apr 30 |
Income Tax Instalments
2025 PAYMENT DATES
| Mar 15 | Jun 15 | Sep 15 | Dec 15 |
|---|
Income Tax Expenses
| TYPE | DEADLINE |
|---|---|
| Charitable Contributions 2024** | Feb 28 |
| Charitable Contributions 2025 | Dec 31 |
| Childcare Expenses | Dec 31 |
| Medical Expenses | Dec 31 |
| Tuition Expenses | Dec 31 |
Canada Child Benefit
2025 PAYMENT DATES
| Jan 20 | Feb 20 | Mar 20 | Apr 17 |
|---|---|---|---|
| May 20 | Jun 20 | Jul 18 | Aug 20 |
| Sep 19 | Oct 20 | Nov 20 | Dec 12 |
Registered Plans
| TYPE | DEADLINE |
|---|---|
| RRSP Contribution | Mar 3 |
| RRSP to RRIF/Annuity/Cash | Dec 31 |
| Home Buyers Plan Repayment | Mar 3 |
| Lifelong Learning Plan Repayment | Mar 3 |
| TYPE | KEY DATE |
|---|---|
| TFSA Contribution | Dec 31 |
| RESP Contribution | Dec 31 |
| RDSP Contribution | Dec 31 |
| First Home Savings Account Begins | Dec 31 |
CPP | OAS Benefits
2025 PAYMENT DATES
| Jan 29 | Feb 26 | Mar 27 | Apr 28 |
|---|---|---|---|
| May 28 | Jun 26 | Jul 29 | Aug 27 |
| Sep 25 | Oct 29 | Nov 26 | Dec 22 |
G.S.T. Credit
2025 PAYMENT DATES
| Jan 3 | Apr 4 | Jul 4 | Oct 3 |
|---|
Climate Action Incentive*
2025 PAYMENT DATES
| Jan 15 | Apr 15 | Jul 15 | Oct 15 |
|---|
If you have any questions about these dates, please contact us.
Sources:
2025 Benefit Payment Dates:
Canada Child Benefit / GST & HST / CAIP /CPP & OAS
RRSP To RRIF: This applies to individuals turning 71 during 2024 and must be completed by Dec 31st, 2025.
Home Buyers Plan Repayment | Lifelong Learning Plan Repayment: The 60th day in 2025 is March 1st. When a due date falls on a Saturday, a Sunday, or a public holiday recognized by the CRA, the CRA considers your payment to be paid on time if it is received on the next business day: March 3rd.
TFSA, RESP and RDSP: These do not have specified deadline dates but recommended key contribution date of Dec 31st.
Charitable Contributions | Childcare Expenses | Medical Expenses | Tuition Fee Expense: These must be paid in the tax year to be eligible as a credit/deduction
*Basic amount and rural supplement for residents of Alberta, Manitoba, New Brunswick, Newfoundland and Labrador, Nova Scotia, Ontario, Prince Edward Island and Saskatchewan. ** Government of Canada extends 2024 charitable donations to February 28, 2025 to account for the impact of the four-week Canada Post mail stoppage.
Investment Planning Counsel Inc. provides this publication for informational purposes only and it is not and should not be construed as professional advice to any individual.The information contained in this publication is based on material believed to be reliable at the time of publication, but IPC cannot guarantee the information is accurate. Dates are subject to change without notice. Individuals should contact their IPC Advisor for professional advice regarding their personal circumstances and/or financial position.
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